The Full Policy – Jurisdiction and Your Rights
walettoto operates where local law permits, and our terms adapt to your region. Your account is personal and non-transferable; you're responsible for keeping your login details secure and for all activity under your name. Deposits via DANA, OVO, GoPay and QRIS are processed according to each
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payment partner's terms as well as ours. Withdrawals are verified against your account details and submitted documentation to prevent fraud. If a dispute arises between you and walettoto, we follow the dispute resolution path laid out in these terms, starting with support contact and escalating if
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needed. You retain the right to close your account at any time; unused balances are returned according to our payout schedule.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.